Otkritie Bank has been operating on the market since 1993. The financial company is on the list of significant credit institutions in Russia. At the moment, it is in the top 10 in terms of assets. The credit institution specializes in servicing individuals and corporate clients. The key areas also include operations with precious metals and investments.
Otkritie Bank offers:
- debit and credit cards;
- deposits and accounts for settlements;
- credit cash and secured by property;
- mortgage programs for new and second homes;
- refinancing of loans;
- settlement and cash services;
- registration of urgent money transfers in Russia and abroad.
Opening offers favorable rates on consumer loans. On average, they are lower than the annual percentage of competitors by 2-3 points. Optimal conditions are offered to individuals who receive wages on bank cards. Applicants have access to both cash loans and refinancing of previously executed contracts.
For those who do not want to overpay on loans, there are plastic cards with a grace period of 120 days. When repaid within the specified period, you do not need to deposit funds into the account of interest. The card supports non-cash payments, as well as the withdrawal of a certain amount without commission and violation of the grace period.
Corporate clients can use cash settlement services. The bank opens accounts, makes payments in favor of counterparties. Reviews note the high service and a convenient office for legal entities. Most operations can be carried out remotely without visiting the Otkritie office. A comfortable personal account is also available to individuals.
Otkritie Bank has established itself as a responsible organization with comfortable transparent conditions. A variety of profitable offers annually attracts new customers.